Description

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skill & Competencies

• Approximately five years of credit or risk assessment experience, particularly in public finance sectors, or equivalent financial or educational experience
• Strong credit and analytical competence with proven ability to evaluate complex financial structures
• Experience with analysis of legal documentation and cash flow analysis
• Excellent verbal and written communication skills, able to articulate clear and succinct credit views
• Ability to build strong professional relationships and represent Moody's credibly with external and internal stakeholders
• Demonstrated intellectual curiosity, sound judgment, thoroughness and ability to work both independently and collaboratively
• Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high‑quality outcomes
• Adaptability and comfort working with a variety of technical tools and teams
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency

Education

• Bachelor's degree required in finance, real estate, economics, statistics, public policy, public finance or a related field
  Master's degree or JD preferred

Responsibilities

• Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements
• Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market
• Collaborate with multiple teams across Moody's public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions
• Present credit findings and recommendations to rating committees regularly
• Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views
• Produce topical, transparent and forward‑looking research for rated organizations/transactions, sector‑wide themes and cross‑sector trends
• Collaborate across the organization on strategic projects and initiatives
• Maintain the highest levels of professional integrity, transparency and fairness in all interactions
• Engage in ongoing learning, demonstrating multicultural awareness and a commitment to growth

About the Team
Our Public Finance Group team is responsible for delivering high‑quality credit opinions and insights that support transparent and efficient markets & contribute to Moody's reputation as a trusted source of credit expertise. By joining our team, you will be part of exciting work in public sector credit analysis across diverse communities & will leverage emerging AI tools that strengthen analytical depth, enhance workflow efficiency and support responsible innovation in our ratings processes.

For US-based roles only: the anticipated hiring base salary range for this position is $135,700.00-$196,750.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com . This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement . Click here for more information on your EEO rights under the law . Click here to view our Pay Transparency Nondiscrimination statement . Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.
Requisition #: 12581

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